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Personal or Business Money Market Account (MMIA)
Minimum Balance to Open: $2500.00
Minimum Balance to Avoid Service Charge: $2500.00
Balance Falls Below Minimum Balance: $10.00 per month
Annual Percentage Yield: See rate sheet for current rate
Minimum Balance to Obtain APY: $2500.00
Maximum Amount of Withdrawals: 6 per cycle
More than 6 Withdrawals: $10.00 fee per withdrawal
Monthly Fee: $1.00



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NOW Account
Minimum Balance to Open: $1000.00
Minimum Balance to Avoid Service Charge: $1000.00
Balance Falls Below Minimum Balance:$10.00 per month
Annual Percentage Yield: See rate sheet for current rate
Monthly Fee: $1.00
Free Unlimited Check Writing

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Super NOW Account
Minimum Balance to Open: $2500.00
Minimum Balance to Avoid Service Charge: $2500.00
Balance Falls Below Minimum Balance: $10.00 per month
Annual Percentage Yield: See rate sheet for current rate
Monthly Fee: $1.00
Free Unlimited Check Writing

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Cash Back Checking
Earn unlimited cash back on all debit card purchases at millions of locations worldwide.
Minimum Balance to Open: $100.00
No service charge
Overdraft Fee: $30.00
Free debit card
Free bill pay
Free internet banking
Free electronic delivery of your statement is required
10 cents earned on every debit card purchase excluding a cash withdrawal
1099 tax form mailed at the end of year
Money placed in your account monthly

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Personal Checking
Minimum Balance to Open: $100.00
Minimum Balance to Avoid Service Charge: $800.00
Balance Falls Below Minimum Balance: $8.00 per month
Free Unlimited Check Writing

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Business Checking
Minimum Balance to Open: $100.00
Minimum Daily Balance to Avoid Service Charge: $5000.00
Balance From $2500.00 to $4999.99: $5.00 fee
Balance From $2500.00 and under: $8.00 fee
Free Unlimited Check Writing

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Budget Checking
Minimum Balance to Open: $100.00
Service Charge: $3.00 per month
First 15 checks are free, then 20 ¢ each check there after

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Student Checking
Minimum Balance to Open: $100.00
Service Charge: $3.00 per month
Free Unlimited Check Writing
If a student is a dependant of a customer of The Cottonport Bank, the service charge will be waived.
Proof of academic status must be provided by October 31 of each year.

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Golden Account For Ages 50 and over
Minimum Balance to Open: $100.00
Minimum Balance to Avoid Service Charge:
$1000.00
Balance Falls Below Minimum Balance: $3.00 per month
Freefirst order of 200 checks (safety paper only)
Free Unlimited Check Writing
Take advantage of special programs and incentives

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Hometown Checking
Minimum Balance to Open: $100.00
Minimum Balance to Avoid Service Charge: $0
Overdraft Fee: $30.00
Free Debit Card



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FDIC
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