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Savings Account
Minimum Balance to Open: $100.00
Minimum Balance to Avoid Service Charge: $100.00
Statement Period: Semi-Annually
If Balance Falls Below Minimum: $6.00 semi-annually
Transaction Limitations: $2.00 per withdrawal over 1 per month with a maximum of 6 withdrawals per month allowed.
Interest is credited quarterly to account
Refer to Rate Sheets for Current Rate and Annual Percentage Yield Information
A $5.00 fee will be charged to the account if closed within 90 days of opening

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Christmas Club
Minimum Balance to Open: $5.00
Statement Period: Annually
Interest will be compounded daily
Interest is credited annually
A check for the balance plus interest is mailed annually in November
Refer to Rate Sheets for Current Rates

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Certificate of Deposits
Minimum Balance to Open: $1000.00
Minimum Balance to Obtain Annual Percentage Rate: $1000.00
Interest can be credited to the CD monthly, semi-annually, quarterly, annually, at maturity, or as agreed upon.
Whether you want a short term or a long term investment, our options will interest you. Check out our rates.

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FDIC
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