Personal Checking Accounts
Main

Personal Checking Accounts

 

Checking
Account
Type
Home Town
Checking
Cash Back
Checking fees
Golden Account
for ages 62
& over fees
*Money Market
(Interest Bearing***)
*NOW Account
(Interest Bearing***)
Minimum deposit to open account $100 $100 $100 $2,500 $1,000
Minimum daily balance to avoid fees fees $800 NONE $800 $2,500 $1,000
Other fees fees $5 fees $0.10 fees $3 fees $10 fees $10 fees
Unlimited check writing YES YES YES NO YES
Interest fees NONE NONE NONE YES fees YES fees
Internet banking charge NONE NONE NONE NONE NONE
Mobile banking charge NONE NONE NONE NONE NONE
Bill Pay fees Available fees Available fees Available fees N/A Available fees
EStatement
fees fees
NONE NONEfees NONE NONE NONE
Initial Debit card charge fees NONE NONE NONE NONE NONE

*Interest compounded daily
** Subject to qualifications
***If daily balance drops below the required, listed in the table, no monthly interest will be earned.

if you have any questions or comments.