Personal Checking Accounts
Main

Personal Checking Accounts

 

Checking
Account
Type
Home Town
Checking
Cash Back
Checking fees
Golden Account
for ages 62
& over fees
*Money Market
(Interest Bearing****)***
*NOW Account
(Interest Bearing****)
Minimum deposit to open account $100 $100 $100 $2,500 $1,000
Minimum daily balance to avoid fees fees $800 NONE $800 $2,500 $1,000
Other fees fees $5 fees $0.10 fees $3 fees $10 fees $10 fees
Unlimited check writing YES YES YES N/A YES
Interest fees NONE NONE NONE YES fees YES fees
Internet banking charge NONE NONE NONE N/A NONE
Mobile banking charge NONE NONE NONE N/A NONE
Bill Pay fees Available fees Available fees Available fees N/A Available fees
EStatement
fees fees
NONE NONEfees NONE N/A N/A
Initial Debit card charge fees NONE NONE NONE N/A N/A

*Interest compounded daily
** Subject to qualifications
***Other restrictions may apply-See Truth in Savings disclosure
****If daily balance drops below the required, listed in the table, no monthly interest will be earned.

if you have any questions or comments.