Hometown Checking
- Minimum opening deposit of $100.00
- $5.00 Monthly minimum balance fee if daily balance drops below $800
- No charge for first debit card.
- Free online banking.
- Bill Pay Available (refer to Bill Pay for details and fees)
- Unlimited check writing
- Paper Statement or E-Statements.
Cash Back Checking
- Minimum opening deposit of $100.00
- Electronic delivery of your statement is required
- Free online Banking
- Bill Pay available-per check charges may apply
- No charge for first debit card
- .10 deposited for every point-of-sale transaction post
- .10 transactions fee for each check/teller withdrawal over five (5) posted per statement cycle.
Golden Account
- Minimum opening deposit of $100.00
- $3.00 monthly minimum balance fee if daily balance drops below $800.00
- Free first order of checks (Bank logo style only)
- No charge for first debit card
- free online banking and unlimited check writing
- Bill Pay available (refer to Bill Pay for details and fees)
- Paper Statement or E-Statements
Money Market*
(Interest Bearing)
(Interest Bearing)
- Minimum opening deposit of $100.00
- $10.00 monthly minimum balance fee if daily balance drops below $2,500
- Interest earned on balances of $2,500 or more
- Unlimited check writing
NOW Account*
(Interest Bearing)
(Interest Bearing)
- Minimum opening deposit of $1,000
- $10.00 monthly minimum balance fee if daily balance drops below $1,000
- Interest Earned on balancing of $1,000 or more
- Unlimited check writing
Protection that fits your everyday life.
Insurance shouldn’t be confusing—or stressful. Our friendly team
and easy‑to‑understand coverage options help you protect the
people and things you care about most.