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Personal Banking Fees

 
 
Item Fee
Account Research per hour $20.00
Research Copy per item $1.00
Check Printing* Varies
Temporary Checks $.50/ check
Collection per item (plus charges from other banks) $20.00
Responding to Legal Process**  $35.00
Inquiry at Cottonport Bank ATM** no charge
Transaction at Cottonport Bank ATM** no charge
Inquiry at Non-Cottonport Bank ATM*** see below
Transaction at Non Cottonport Bank ATM*** $1.00
Returned Item Fee**** $34.00
Overdraft paid item fee**** $34.00
Replacement of Lost Debit/ATM Card $10.00/card
Stop Payment $25.00
Account History Printout $2.00
Statement Reproduction per Copy $2.00
Check Reproduction per page $1.00
Telephone Transfer of Funds $1.50 per Transaction
Money Orders/Cashiers Checks-Customer $4.00
Wire Transfer Fee (per item) Incoming $15.00
Wire Transfer Fee (per item) Outgoing $25.00
Levies/ Garnishments Each $25.00
International Wires per item $50.00
Faxes—incoming/outgoing per page $2.00
Bill Pay (monthly after the first 3 months)

(No monthly fee the first 3 month, thereafter the monthly fee allows you to process 10 transactions per statement cycle. If you process more than 10 you will be charged $0.30 for each transaction per item in excess of the 10 transactions) (Monthly fee excludes Cashback Checking Accounts)
$3.00

*Fee depends on style and quality of checks ordered
** Fee may vary depending on type of legal process
***Certain contracted locations will assess a fee for cash withdrawals; notification of this fee will appear on the screen prior to the completion of the cash withdrawal. When you use an ATM not owned by us, you may be charged a fee by the ATM operator. You may be charged a fee for a balance inquiry even if you do not complete the transaction.
****This fee applies to overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means. Our account charges are subject to change without notice. You may verify current account charges by calling 318-964-2385.





















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